Wednesday, June 14, 2017

Moving-From Preperation to Prepared

So recently we received notice that we need to move, because the owner wants to sell the property. Now at this point we have 1 of 2 options, request to purchase this home ๐Ÿ or start looking to move. We decided to start looking to move because as much as we like it here, the HOA is not up to par with the outside of the property. We did not realize how many people are in the market to move ๐Ÿ˜งuntil we started looking and competing for these homes for rent.๐Ÿก You would not believe how many people go to view properties that are not prepared or that come like they have just rolled out of bed. So we started to apply to properties and We thought it was a good idea coming to these properties with all ready filled out applications, copies of our pay stubs, ID's, and even copies of our bank statements just in case.๐Ÿ“‹ We applied to 3 properties within the first week of looking and by the end of the next week we had 3 denials. ๐Ÿ‘Ž
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Now at this point We were getting worried and we wondered why we were getting denied? (I mean the place we are at now we got approved for a year ago and our situation has gotten better, so what is the problem) Well what most people do not know but when someone runs your credit, you have the right to ask for a copy of the report and a reason for the denial in writing according to www.myfico.com. ๐Ÿ’น So the first property did not run our credit, but they went in a first come first serve direction and they just did not get to our application, so I asked for a refund of the application fee (you already have a no so it does not hurt to ask) and we were granted a refund. The second property went ahead and ran our credit and went through all the applications and did not choose us. (We are still waiting on the response for why๐Ÿ™‰๐Ÿ™Š). The last application is still pending and we will not know for a couple weeks (They have tenants still the property). So at this point we continued to look at homes and apply (as long as no application fee or it is refundable) 
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So about a month into our 60 days notice we still do not have a place to move so I decided to at least start packing. Now the last time we moved to our current place๐Ÿ , we went in the back of a store ๐Ÿชand took some boxes that they were trying to throw out. However this time around (since now we have a baby ๐Ÿ‘ถ and the kids are a little more aware of what we are doing-as they say "please mom don't get boxes from near the trash") I decided to do research on how and where to get free boxes. I found an article at www.thebalance.com that gives 12 places to find free boxes. A few places the author recommends are places online like Craigslist and web site called U Haul Customer Connect. I tried the latter option and within a day of requesting some free boxes I was at a starbucks meeting a lady that had just moved and want to just pass on her boxes to someone in need. I even asked her if she would like some compensation for the boxes and she simply said just make sure to keep the free boxes moving forward ๐Ÿ žand give them to someone else for free.
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The moral of my story is to don't give up on being prepared, don't be afraid to ask why (you already have the NO so what do you have to loose, and do your research on free ways to move.

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